Governance for
autonomous agent spending
Your agents make thousands of micropayments autonomously. Enterprise gives you policy controls, approval workflows, real-time analytics, and emergency kill switches — without slowing agents down.
Agents spend money. Who watches the agents?
Autonomous AI agents with wallet access can execute thousands of transactions per hour. Without governance, a misconfigured agent or prompt injection attack can drain budgets in minutes. Enterprise solves this.
Runaway spending
An agent in a loop can burn through USDC in seconds. You need per-transaction caps, daily budgets, and automatic circuit breakers.
Multi-agent chaos
Ten agents, five teams, three cost centers. Without role-based controls and per-agent policies, there's no accountability.
Zero visibility
On-chain transactions are public, but without indexed analytics you can't answer "which agent spent the most this week?" in real time.
Policy Engine
Define rules. Enforce them in real time. Every payment is evaluated against your policy before it executes — no exceptions.
# Example policy: limit agent spending
rules:
- name: "per-tx-cap"
condition: "payment.amount > 10.00"
action: "queue_for_approval"
- name: "daily-budget"
condition: "agent.daily_spend > 500.00"
action: "block"
- name: "merchant-allowlist"
condition: "merchant not in allowlist"
action: "block"
- name: "token-restriction"
condition: "payment.token != 'USDC'"
action: "block"Per-transaction limits
Set maximum amounts per payment. Anything over the threshold auto-routes to an approval queue or gets blocked outright.
Rolling budgets
Daily, weekly, and monthly spending caps per agent, per team, or organization-wide. Budgets reset on your schedule.
Merchant allowlists
Restrict agents to approved merchants only. Wildcard patterns and category-based rules supported.
Token and chain restrictions
Lock agents to specific tokens (e.g., USDC only) and specific chains (e.g., Base only). No surprises.
Time-of-day rules
Block payments outside business hours, or require approval for weekend transactions. Timezone-aware.
Approval Workflows
When a payment exceeds policy thresholds, it enters a review queue. Designated approvers get notified, review context, and decide — all without blocking the agent's other operations.
Multi-level approvals
Single approver for routine payments, multi-level chains for high-value transactions. Escalation rules with configurable timeouts.
Real-time notifications
Slack, email, webhook, or in-dashboard alerts. Approvers see the full context: agent ID, merchant, amount, policy that triggered the queue.
Timeout policies
If no one approves within the SLA, auto-escalate, auto-approve (for low-risk), or auto-deny. No payments stuck in limbo.
Audit trail
Every approval, rejection, and modification is logged with timestamp, approver ID, and rationale. Full compliance readiness.
Mobile approvals
Approve or reject from any device. The review interface shows payment context, policy details, and agent history at a glance.
Conditional routing
Route approvals based on amount, merchant category, or agent risk score. Low-risk payments skip the queue entirely.
Analytics Dashboard
Real-time visibility into every payment across all agents, teams, and merchants. Drill down from organization-wide trends to individual transactions.
Spend breakdown
Slice by agent, team, merchant, token, chain, or time period. Exportable reports for finance and compliance teams.
Anomaly detection
Automatic alerts when spending patterns deviate from baselines. Catch runaway agents before they become expensive.
CSV and API export
Pull analytics data via API or download CSV reports. Integrate with your existing BI tools and accounting systems.
Team and Agent Management
Register agents, organize into teams, assign policies, and control access — all from a single dashboard.
Agent registry
Register each agent with a name, wallet address, team assignment, and policy binding. Track agent health and payment history.
Team hierarchy
Organize agents into teams and departments. Policies cascade from organization to team to agent, with overrides at each level.
Role-based access
Admin, Manager, Viewer, and Approver roles with granular permissions. SSO and SCIM provisioning on Enterprise plans.
Emergency Controls
When something goes wrong, you need to act in seconds — not minutes. Emergency controls give you instant override capabilities.
Global kill switch
One click halts all agent payments across the organization. Instantly. No payments process until you re-enable.
Per-agent freeze
Freeze individual agents without affecting others. Useful when one agent behaves anomalously while the rest operate normally.
Circuit breakers
Automatic triggers when spending velocity exceeds thresholds. The system halts payments and alerts admins before damage accumulates.
Incident log
Every emergency action is timestamped and attributed. Full incident timeline for post-mortems and compliance reporting.
Scale as you grow
Start free. Add governance when your agents handle real money.
- Core routing (quote + fulfill)
- Searchable receipts
- Discovery index access
- Single agent
- Basic spending alerts
- Community support
- Everything in Free
- Full policy engine
- Approval workflows
- Analytics dashboard
- Up to 50 agents
- 5 team members
- Email + chat support
- Everything in Growth
- Unlimited agents and teams
- Emergency controls + kill switch
- SSO / SCIM provisioning
- Custom SLAs
- Dedicated account manager
- On-prem deployment option
Common questions
What is a policy engine for AI agent payments?
A policy engine enforces spending rules on autonomous AI agents before payments execute. It evaluates conditions like per-transaction limits, daily budgets, approved merchants, and token restrictions — then auto-approves, queues for review, or blocks the payment in real time. Think of it as a firewall for agent spending.
How do approval workflows work for agent payments?
When an agent payment exceeds policy thresholds, it enters an approval queue. Designated reviewers receive notifications via Slack, email, or webhook and can approve, reject, or modify the payment. Multi-level approval chains support escalation for high-value transactions. Timeout policies ensure no payment gets stuck indefinitely.
Can I set spending limits for individual AI agents?
Yes. The policy engine supports per-agent, per-team, and organization-wide spending limits. You can set per-transaction caps, daily/weekly/monthly budgets, and restrict which merchants or token types each agent can use. Policies cascade from org to team to agent level, with overrides at each tier.
What happens during an emergency with autonomous agent spending?
Emergency controls include a global kill switch that halts all agent payments instantly, per-agent freeze capabilities, and automatic circuit breakers that trigger when anomalous spending patterns are detected. Every emergency action is logged with full attribution for post-incident review.
Is Agent First API non-custodial even at the enterprise tier?
Yes. Agent First API never holds or controls your funds at any tier. Payments always route directly from agent wallet to merchant wallet on-chain. Enterprise features add governance and visibility layers around the routing — they don't change the non-custodial architecture.
How does the off-chain billing model work?
Routing fees are collected off-chain via USDC prepaid credits. You purchase credits in advance (non-refundable), and fees are deducted from your balance as payments route. Auto-top-up is available to prevent service interruption. This keeps the on-chain payment flow clean — only merchant payments go on-chain.
Ready to govern your agents?
Start with the free tier. Add enterprise governance when your agents handle real volume. No long-term contracts.